Does Medicare Cover Dental Implants?

The short answer is no. Original Medicare Part A and Part B don’t cover most dental procedures, including dental implants. However, some Medicare Advantage plans may offer additional coverage for dental implants and other dental services. If you’re enrolled in a Medicare Advantage plan, it’s essential to review the plan’s benefits closely to see what’s included for dental benefits and what isn’t.

How Much Do Dental Implants Cost?

The cost of a dental implant procedure can vary significantly, influenced by several factors, including the procedure’s complexity, the patient’s specific requirements, and the region where the treatment is performed. A single dental implant surgery can cost between $3,000 to $4,500 in the United States.

This cost typically includes the implant (the artificial root), the abutment (the connecting piece), and the crown (the visible, artificial tooth-like part). However, bear in mind that additional procedures like bone grafts, sinus lifts, or extractions, if necessary, will add to the total cost of the treatment.

What Other Medicare Coverage Options Are There?

While Medicare doesn’t cover the cost of dental implants, there are other options for seniors to explore. Dental insurance plans like Delta Dental, MetLife, or Aetna may cover dental implants and other dental procedures. Dental discount plans may also be an option for seniors that can help reduce the cost of dental implants. However, reviewing the fine print and understanding the plan’s dental coverage limitations is crucial before deciding.

Another option for seniors is to explore dental schools and clinics that offer dental implants at discounted rates. Licensed dentists supervise these clinics and provide quality care at a reduced cost. Some clinics may offer payment plans or financing options to make dental implants more affordable for seniors.

Medicaid, another government-funded program, may help with the cost of dental implants in certain circumstances. Dental implant coverage varies by state and is often limited to medically necessary procedures. Some states’ Medicaid plans offer comprehensive dental coverage, including implants, while others may only cover the basics.

Remember that even when dental implants are covered, it’s usually under specific conditions and for certain groups, such as those with medical health conditions causing tooth loss.

Bottom Line

The cost of dental implants can be an obstacle for many seniors, as Original Medicare doesn’t cover most dental procedures, including dental implants. It’s crucial to explore other options, such as dental insurance plans, dental discount plans, and dental schools and clinics, to make dental implants affordable for Medicare beneficiaries.

We hope this comprehensive guide has provided valuable insights into what Medicare covers for dental implants and what alternatives are available. Remember to research and review all available options to make an informed decision.


Mark Prip

Since 2003, Mark Prip has been leading  Policy Guide, Inc., providing knowledgeable information about Medicare, life insurance, and dental coverage to clients in over forty states. With his unparalleled hands-on experience aiding countless Medicare beneficiaries in selecting an appropriate health plan, he is a prime example amongst other competitors for expertise and assistance. Mark has held his Florida Health & Life Insurance License (E051889) since 2003. View his license profile on the Florida Department of Insurance website.