Plan A |
Plan B |
Plan C |
Plan D |
Plan F |
Plan G |
Plan N*** |
Plan HD-F* |
Plan HD-G* |
Plan K** |
Plan L*** |
Plan M |
|
---|---|---|---|---|---|---|---|---|---|---|---|---|
Part A coinsurance & hospital costs |
100% |
100% |
100% |
100% |
100% |
100% |
100% |
100% |
100% |
100% |
100% |
100% |
Part B coinsurance/ copayment |
100% |
100% |
100% |
100% |
100% |
100% |
100% |
100% |
100% |
50% |
75% |
100% |
Part A hospice care coinsurance |
100% |
100% |
100% |
100% |
100% |
100% |
100% |
100% |
100% |
50% |
75% |
100% |
First 3 pints of blood |
100% |
100% |
100% |
100% |
100% |
100% |
100% |
100% |
100% |
50% |
75% |
100% |
Skilled nursing facility care coinsurance |
100% |
100% |
100% |
100% |
100% |
100% |
100% |
50% |
75% |
100% |
||
Part A deductible |
100% |
100% |
100% |
100% |
100% |
100% |
100% |
100% |
50% |
75% |
50% |
|
Part B deductible |
100% |
100% |
100% |
|||||||||
Part B excess charges |
100% |
100% |
100% |
100% |
||||||||
Foreign travel emergency |
80% |
80% |
80% |
80% |
80% |
80% |
80% |
80% |
||||
Out-of-pocket limit |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
$2,490 |
$2,490 |
$6,620 |
$3,310 |
N/A |
*High-deductible plans (such as HD-F or HD-G) are offered in some states, meaning you pay for Medicare-covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2,700 (for the year 2023). However, plans C and F are only available to individuals who became eligible for Medicare before January 1st, 2020.
** For Plans K and L, once your annual Part B deductible and out-of-pocket limits are met, the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance. You will be responsible for a copayment of up to $20 for some office visits, but there is no charge if you are admitted as an inpatient to the hospital through an emergency room visit.