Does Cigna Cover SilverSneakers?

No, Cigna does not cover Silver Sneakers. However, many of their plans include a similar program called Silver&Fit. Learn more about SilverFit, how it resembles SilverSneakers, and how to enroll in a Medicare Advantage plan with this benefit.

Types of Cigna Plans With Silver&Fit

Cigna Medicare Advantage Plans (Part C – HMO & PPO):
Most of Cigna’s Medicare Advantage plans, including both HMO and PPO options, include Silver&Fit at no extra cost. This fitness benefit is built into the plan and gives members access to gyms, workout classes, and wellness tools. Cigna also includes Silver&Fit in its Special Needs Plans (SNPs), which are a type of Medicare Advantage plan for people with certain health conditions or low income.

Cigna Medicare Supplement (Medigap) Plans:
If you have a Cigna Medigap plan, you can also use Silver&Fit, but instead of being free, it’s usually offered for a small annual fee—around $25 per year. This gives you access to a wide range of participating gyms and fitness resources, including home workout kits. Cigna offers this as a discounted fitness perk for Medigap members.

How Are Silver&Fit and SilverSneakers Similar?

Cigna Medicare’s Silver&Fit resembles SilverSneakers benefits in several ways:

• The program offers access to over 15K fitness facilities nationwide.
• Members get a fitness membership that affords them access to any of the facility’s basic amenities, including fitness machines, exercise classes, saunas, and more.
• In addition to local fitness centers, members can use an online program to access workouts and classes. The online service has live-streamed and archived videos.
• The fitness program lets members request a home fitness kit, which includes resistance bands, weights, and a fitness tracker. The home kit allows members to improve their fitness without leaving home.
• The Silver&Fit app lets members use an app on a tablet or smartphone to access live and archived classes and other resources. Members can use the app at home or the gym.

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How to Locate Silver&Fit Participating Gyms

Here’s how to find gyms and fitness centers that participate in Silver&Fit programs:

• Go to www.silverandfit.com.
• Click on “Find a Fitness Center.”
• Enter your ZIP code and select your preferred distance range.
• Browse the list of participating gyms and fitness centers.
• Use filters to narrow your search by amenities or program types (e.g., Standard vs. Premium).
• To confirm eligibility:
  • Create or log into your Silver&Fit account or call Cigna Member Services using the number on your ID card.

Is Silver&Fit or SilverSneakers Better?

These two plans offer very similar benefits and are likely to vary by the fitness centers available in your local area. Local gyms, YMCAs, and other high-quality fitness centers often participate in both Silver&Fit and SilverSneakers.

What's The Bottom Line?

Plans that include Silver&Fit or SilverSneakers as plan benefits will help you reach your fitness goals, gain valuable health-related information, and socialize with like-minded Medicare recipients. To verify if your current health plan uses Silver&Fit, you can use their convenient plan locator tool.

You should consider your healthcare needs and preferences when you compare Medicare Advantage plans. One of our Medicare insurance agents can help you select the Medicare plan that best suits your medical requirements and the way you prefer to receive healthcare services.

FAQs

• Does Cigna use Silver&Fit?

  Yes, Cigna uses Silver&Fit. Improve your health by using your Cigna fitness benefit, which is available through the Silver&Fit Healthy Aging and Exercise program.
  

• What's the difference between Silver Sneakers and Silver&Fit?

  The two programs differ mainly in their locations, types of classes offered, and availability of home fitness options. Eligibility for Silver&Fit and SilverSneakers is generally comparable.

• How do I enroll in a Cigna Medicare plan?

  Medicare beneficiaries with Medicare Part A and Medicare Part B can enroll in a Cigna Medicare Supplement or Advantage plan to enhance their Original Medicare benefits.  Our agents can guide you through the appropriate enrollment period window and help you identify which plan will most closely meet your healthcare needs.

• Why choose a Cigna Medicare Advantage plan?

  Besides a fitness program and insurance for healthcare services covered by Medicare, these plans generally offer even more value. Some additional benefits of these Cigna Medicare plans may include allowances for or discounts on OTC medicine and other products, dental discounts, vision coverage, telehealth, and more. Like all Medicare Advantage plans, Cigna Medicare also helps control the cost of healthcare services covered by Medicare, including a prescription drug plan.