Leading You To the Right Medicare Plan
Navigating the health insurance and Medicare plan landscape can be complicated and ever-changing. Whether you’re new to Medicare or reevaluating your options, our Policy Guide insurance experts are here to map out your health plan and lead the way to Medicare coverage that’s right for you.
Reviewing the basic Medicare benefits provided by Original Medicare, which you might know as Medicare Part A and Part B, is just the start of our conversation.
Our guides work with you to explain various Medicare supplemental insurance plans if you would like to expand your Medicare coverage. Medicare costs are another important factor. We’ll gather information about out-of-pocket costs, such as monthly premiums, deductibles, coinsurance and copayments.
Policy Guide works with a vast network of Medigap and Medicare Advantage insurance companies to meet your insurance needs and financial requirements.
You’ll receive your guide’s contact info so you can ask questions and get advice on Medicare benefits and various plans as you narrow your choices. That’s right. A real person who understands your specific needs will work with you — every step of the way.
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What Does Original Medicare Cover?
Original Medicare is a health insurance program paid for by the federal government. It consists of Medicare Part A and Medicare Part B.
You’re eligible for Medicare benefits if you are:
Bridge the Gap With Medigap Plans
To help with costs not covered by Original Medicare, you can buy a Medicare supplement plan, also known as “Medigap.”
This private insurance helps cover:
With Medigap, you can choose any doctor or hospital that accepts Medicare without network restrictions.
The cost of Medigap policies varies. According to AARP, the nationwide average is $326 a month.
What’s the difference between Medicare Advantage and Medigap?
Dentist Care (coverage varies by plans)
Over-the-counter Drug Benefits
Transportation to Medical Appointments
Medicare Advantage (Part C Plans)
Comes In Several Forms:
Health Maintenance Organization (HMO) Plans
Preferred Provider Organization (PPO) Plans
Private Fee-for-Service (PFFS) Plans
Special Needs Plans (SNPs)
What About Prescription Drug Plans?
To get prescription drug coverage, you’d need to buy a Medicare Part D plan. Plans vary based on the list of prescription drugs they cover. They also divide the medication into different pricing and tiers. Our “guides” can assist you in learning more about prescription drug coverage and any other Medigap and Medicare Advantage questions you have. We look forward to helping you! Call us at 1-888-414-4547.
What it Covers?