Does Humana Medicare Cover SilverSneakers?
Yes, Humana covers the SilverSneakers fitness program as long as it is available in your county (some exclusions apply). It is one of the numerous benefits of their Medicare Advantage (Medicare Part C) plans.
However, Humana does not include SilverSneakers in its Medicare Supplement (Medigap) plans.
To see if SilverSneakers is included in your plan, try one of the following:
Check Plan Materials: Review your plan’s Evidence of Coverage (EOC) or Summary of Benefits. These documents list extra perks. Look for a section on “Fitness Membership” or “SilverSneakers®.” If it’s included, it will be stated clearly (often under “Additional Benefits”).
Use the SilverSneakers Eligibility Tool: SilverSneakers offers an online lookup tool where you can check if your health plan ID is eligible. You can visit the SilverSneakers website and use their “Check Eligibility” feature.
How Much Does SilverSneakers Cost?
The cost for SilverSneakers is based primarily on the county you live in. For example, if you live in Tampa, Florida, they may offer the plan for $0 per month, but if you live somewhere like Seattle, Washington, it may cost $25 per month.
How Does SilverSneakers Work?
With SilverSneakers, you are eligible for membership at a participating gym or fitness center. You can engage in various fitness classes, including cardio, yoga, and strength-training classes. Depending on what each site offers, you can also attend various classes such as yoga, aqua aerobics, Zumba, tai chi, and more.
In addition to gyms and fitness centers, SilverSneakers offers online resources and support. This includes workout videos, health tips, and fitness-tracking apps. With the help of their online platform, you can customize your workouts and receive personalized feedback from the SilverSneakers community.
Where Is SilverSneakers Offered?
You’ll have access to over 16,000 participating fitness locations across the United States, including popular gyms. These larger chains often participate in the SilverSneakers network: Anytime Fitness, Planet Fitness, LA Fitness, Snap Fitness, Gold’s Gym, Crunch Fitness, 24 Hour Fitness, etc. (Even within a national chain, not all locations may accept SilverSneakers, so it’s best to verify directly with each branch.)
How to Locate Participating Gyms
- Use the SilverSneakers Location Finder: Visit the SilverSneakers “Find a Location” tool and enter your ZIP code or city. This will provide a list of nearby participating gyms, including national chains like Anytime Fitness and local community centers.
- Check with Local Gyms: Contact your local gym directly to confirm their participation and learn about the specific classes and amenities they offer for SilverSneakers members.
- Download the SilverSneakers GO App: This mobile app allows you to find participating locations, access workout videos, and track your fitness activities on the go.
When Can I Enroll in SilverSneakers Through a Humana Medicare Plan?
You can enroll in SilverSneakers through a Humana Medicare plan when you are eligible for Medicare coverage. To be eligible for Medicare, you must be 65, or older, have received Social Security benefits for at least 24 months, or qualify based on a disability or certain medical conditions. You may also qualify if you’re under the age of 65 and receiving disability benefits from the Railroad Retirement Board (RRB) or Social Security Disability Insurance (SSDI).
Conclusion
In summary, Humana does indeed offer coverage for the SilverSneakers program. This benefit is available to members of their Medicare Advantage plans. The program provides seniors with an excellent opportunity to stay active and healthy.
Article resources: How SilverSneakers Works – SilverSneakers with Humana