Medicare Eligibility in Arizona

Am I Eligible for Medicare in Arizona?

You are eligible for Medicare Parts A and B in Arizona if you are a legal U.S. citizen or a permanent resident 65 years old or older that has lived in the U.S. for five consecutive years or more.

If you are under 65, you may be eligible for automatic enrollment if you fit into one of the following categories:

  • You are younger than 65 and have received 24 months of Social Security disability benefits or certain RRB benefits.
  • You have amyotrophic lateral sclerosis (ALS), also known as Lou Gehrig’s disease, and have begun receiving Social Security Disability Income (SSDI).

Regardless of age, you may apply for Medicare benefits if you have an end-stage renal disease (ESRD) and meet other eligibility requirements, including the need for regular dialysis or having undergone a kidney transplant.

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How Do I Apply for Medicare in Arizona?

Here are a few ways you can sign up:

Plan Options for Eligible Residents

Original Medicare

Original Medicare is comprised of the following:

  • Part A: hospital insurance for inpatient care in a hospital, skilled nursing facility, or hospice.
  • Part B: medical insurance for outpatient care, physician health services, durable medical equipment, and preventive services.

Medicare Advantage (Part C)

Part C offers the benefits of both Part A and Part B plans, while also offering additional benefits. Medicare premiums for Part B are still required. However, the benefits offered by MA plans are generally contingent upon using the plan’s network providers.

Part D (Prescription Drug Coverage)

Part D is coverage for prescription drugs that works along side a Medigap plan. Medicare enrollees who don’t join a plan when they’re first eligible might pay a penalty for late enrollment.

Medigap (Supplement Plans)

Medicare Supplement insurance plans are additional health insurance that complements your Medicare coverage and helps pay for out-of-pocket costs such as coinsurance, deductibles, and copayments.

Choosing an insurance plan is not an easy decision. However, educating yourself about the differences between types of insurance coverage, comparing different plans and policies, and talking to a licensed insurance agent will help you make the right choice.

Below are state and national Medicare resources where you can find more information about Medicare plan options:

Ready to Learn More?

Choosing the right Medicare Plan is not a decision that should be taken lightly. With Policy Guide’s assistance, you will have access to the knowledge and expertise of professional agents who can help you compare different health plans, quotes, and policies to ensure that you make an informed decision. Let us guide you through this process, so that your chosen plan best suits your needs.

Mark Prip

Since 2003, Mark Prip has been leading  Policy Guide, Inc., providing knowledgeable information about Medicare, life insurance, and dental coverage to clients in over forty states. With his unparalleled hands-on experience aiding countless Medicare beneficiaries in selecting an appropriate health plan, he is a prime example amongst other competitors for expertise and assistance. Mark has held his Florida Health & Life Insurance License (E051889) since 2003. View his license profile on the Florida Department of Insurance website.