Medicare Supplement Plans in Mobile County, Alabama
Cigna offers the best and most affordable Medicare Supplement plan rates in Mobile, Alabama. Plan G is the most comprehensive option and is priced at $153.34 per month, while Plan N is the best value plan and has a competitive rate of $103.09.
These plans offer household discounts, fast underwriting, low monthly premiums, high levels of customer satisfaction, and access to Cigna’s fitness program called Silver&Fit. Cigna also has a separate policy available for dental, vision, and hearing coverage that can be acquired by paying an extra premium.
To find the best Medicare Supplement plan in Mobile, Alabama, consider financially stable options from established and reliable insurance brands. Newer companies may raise prices unexpectedly, so it’s wise to choose stability and save money.
Let’s take a closer look at the rates and benefits of Cigna.
Lowest Plan G Rates: Cigna
- Plan G: $138.14
- Plan G: $153.34
The benefits offered with Cigna Medigap Plan G are vast and include Part B excess charges, Medicare Part A deductible, and Part B coinsurance. Moreover, no referrals are required, or any networks limit your choice of providers. You can pick any medical provider if they participate in the Original Medicare network.
- Original Medicare coinsurance
- Part A deductible
- Foreign travel
- Part B excess charges
- Emergency care
- Lower out-of-pocket expenses overall
Lowest Plan N Rates: Cigna
- Plan N: $92.87
- Plan N: $103.09
Medigap Plan N from Cigna allows you to visit any doctor that accepts Original Medicare. Your benefits are set each year if you choose this plan, and it has a copay of $25 for office visits and a $50 copay for ER visits. You also have the option to add dental and vision insurance to cover additional needs.
- Original Medicare Part A and B coinsurance
- Part A deductible
- Emergency care
- Lower out-of-pocket expenses overall
What's the Cheapest Medigap Company in Mobile, Alabama?
The overall best Medigap provider in Mobile, Alabama, is Cigna.
In Mobile, Alabama, many people prefer Cigna Medigap plans because they are less expensive. However, the best Medicare Supplement company depends on which plan letter you’re interested in. For example, while one company may have a lower cost for Plan N, another may offer a better price for Plan G. Each company has advantages and disadvantages depending on its specific plan levels.
| Company | Market Share | Plan G Cost in Mobile County | Plan N Cost in Mobile County | Financial Strength |
| Cigna Health Group | 3.49% | $141.95 | $97.34 | A |
| Cigna National Health Insurance Company Standard II | 0.02% | $212.93 | $146.01 | A |
| Continental Life Insurance Company(Aetna GRP) | 3.12% | $157.77 | $93.21 | A |
| Mutual of Omaha | 9.03% | $168.28 | $98.67 | A+ |
| Accendo (CVS and Aetna affiliate) | 3.12% | $170.68 | $144.03 | A |
In Mobile, Alabama, there are ten standardized Medigap plans that offer the same coverage, regardless of the insurance company. Some areas may also have a high deductible Medigap option. Importantly, these plans do not have networks, giving you the freedom to visit any healthcare provider that accepts Original Medicare.
Medigap Cost in Mobile, Alabama
Premiums for a Mobile Alabama Medicare Supplement plan can cost as little as $48 or as high as $163, depending on your age and the level of coverage you choose.
| Medigap Plan | Monthly Cost in Mobile County | Enrollment in Alabama | ||
| Plan F | $161.67 | 33% | ||
| Plan G | $141.95 | 22% | ||
| Plan N | $93.21 | 6% | ||
| High Deductible G | $44.05 | 1.8% | ||
| Plan A | $110.95 | 0.2% | ||
Final Verdict
After years in the industry and helping countless people find coverage, we have come to love Cigna above the rest. Our clients who choose them often stay with them for a long time because they are simply that good.
Choosing the right Medicare plan is not a decision that should be taken lightly. With Policy Guide’s assistance, you will have access to the knowledge and expertise of professional agents who can help you compare different health plans, prices, and policies to ensure that you make an informed decision. Let us guide you through this process so your chosen plan best suits your needs.
Article Sources: Types of Medigap Plans | Medigap Plan Cost | AL Medigap Info | Cigna
Frequently Asked Questions
- Is there a Medicare Supplement plan in Mobile that covers everything?
- How much is Medigap Plan G in Mobile, Alabama?
- What is the best Medigap provider in Mobile, Alabama?
