Medicare Supplement Plans in Mobile County, Alabama

Cigna offers the best and most affordable Medicare Supplement plan rates in Mobile, Alabama. Plan G is the most comprehensive option and is priced at $153.34 per month, while Plan N is the best value plan and has a competitive rate of $103.09.

These plans offer household discounts, fast underwriting, low monthly premiums, high levels of customer satisfaction, and access to Cigna’s fitness program called Silver&Fit. Cigna also has a separate policy available for dental, vision, and hearing coverage that can be acquired by paying an extra premium.

To find the best Medicare Supplement plan in Mobile, Alabama, consider financially stable options from established and reliable insurance brands. Newer companies may raise prices unexpectedly, so it’s wise to choose stability and save money.

Let’s take a closer look at the rates and benefits of Cigna.

Lowest Plan G Rates: Cigna

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Average Medigap Plan G Cost in Mobile, Alabama:
65-Year-Old Female
  • Plan G:  $138.14
65-Year-Old Male
  • Plan G:  $153.34
Plan G Overview:

The benefits offered with Cigna Medigap Plan G are vast and include Part B excess charges, Medicare Part A deductible, and Part B coinsurance. Moreover, no referrals are required, or any networks limit your choice of providers. You can pick any medical provider if they participate in the Original Medicare network.

Plan G Helps Pay the Following:
  • Original Medicare coinsurance
  • Part A deductible
  • Foreign travel
  • Part B excess charges
  • Emergency care
  • Lower out-of-pocket expenses overall

Lowest Plan N Rates: Cigna

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Average Medigap Plan N Cost in Mobile, Alabama:
65-Year-Old Female
  • Plan N:  $92.87
65-Year-Old Male
  • Plan N:  $103.09
Plan N Overview:

Medigap Plan N from Cigna allows you to visit any doctor that accepts Original Medicare. Your benefits are set each year if you choose this plan, and it has a copay of $25 for office visits and a $50 copay for ER visits. You also have the option to add dental and vision insurance to cover additional needs.

Plan N Helps Pay the Following:
  • Original Medicare Part A and B coinsurance
  • Part A deductible
  • Emergency care
  • Lower out-of-pocket expenses overall

What's the Cheapest Medigap Company in Mobile, Alabama?

The overall best Medigap provider in Mobile, Alabama, is Cigna.

In Mobile, Alabama, many people prefer Cigna Medigap plans because they are less expensive. However, the best Medicare Supplement company depends on which plan letter you’re interested in. For example, while one company may have a lower cost for Plan N, another may offer a better price for Plan G. Each company has advantages and disadvantages depending on its specific plan levels.

Plan G Cost in Mobile CountyPlan N Cost in Mobile CountyFinancial
Cigna Health Group3.49%$141.95$97.34A
Cigna National Health Insurance Company Standard II
Continental Life Insurance Company(Aetna GRP)3.12%$157.77$93.21A
Mutual of Omaha9.03%$168.28$98.67A+
Accendo (CVS and Aetna affiliate)3.12%$170.68$144.03A

In Mobile, Alabama, there are ten standardized Medigap plans that offer the same coverage, regardless of the insurance company. Some areas may also have a high deductible Medigap option. Importantly, these plans do not have networks, giving you the freedom to visit any healthcare provider that accepts Original Medicare.

Medigap Cost in Mobile, Alabama

Premiums for a Mobile Alabama Medicare Supplement plan can cost as little as $48 or as high as $163, depending on your age and the level of coverage you choose.

Medigap PlanMonthly Cost in Mobile CountyEnrollment in Alabama
Plan F$161.6733%
Plan G$141.9522%
Plan N$93.216%
High Deductible G$44.051.8%
Plan A$110.950.2%

Final Verdict

After years in the industry and helping countless people find coverage, we have come to love Cigna above the rest. Our clients who choose them often stay with them for a long time because they are simply that good.

Choosing the right Medicare plan is not a decision that should be taken lightly. With Policy Guide’s assistance, you will have access to the knowledge and expertise of professional agents who can help you compare different health plans, prices, and policies to ensure that you make an informed decision. Let us guide you through this process so your chosen plan best suits your needs.

Article Sources:  Types of Medigap Plans Medigap Plan Cost | AL Medigap Info  Cigna

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Mark Prip

Since 2003, Mark Prip has been leading  Policy Guide, Inc., providing knowledgeable information about Medicare, life insurance, and dental coverage to clients in over forty states. With his unparalleled hands-on experience aiding countless Medicare beneficiaries in selecting an appropriate health plan, he is a prime example amongst other competitors for expertise and assistance. Mark has held his Florida Health & Life Insurance License (E051889) since 2003. View his license profile on the Florida Department of Insurance website.