Mutual of Omaha Medicare Supplement Plan G

Mutual of Omaha Medicare Supplement Plan G is one of 10 Medicare Supplement insurance plans that help pay medical expenses left after Original Medicare (Medicare Part A and Part B) pays its part. These out-of-pocket expenses include medical equipment, copays, and Medicare Part B coinsurance.

Mutual of Omaha Medicare Plan G also covers some costs that the Federal Medicare Program doesn’t cover at all, such as up to $50,000 in foreign travel emergency benefits. Because it fills this coverage gap, Medicare Plan G is frequently called Medigap Plan G.

Medicare Plan G is quickly becoming the most popular Medicare Supplement plan.

Here’s why:

  • The highest benefit level for those whose eligibility for Medicare starts on Jan. 1, 2020
  • Except for the Medicare Part B deductible, fills in gaps left by Original Medicare
  • Pays Medicare Part B excess charges, which means you can see any doctor you want
  • Includes foreign travel benefits (up to plan limits)

Mutual of Omaha Medicare Supplement Plan G Benefits

Plan G will cover:

· Initial pints of blood

· Medicare Part A deductible

· Medicare Part A hospital costs

· Part A expenses

· Part A hospice care coinsurance

· Skilled nursing facility care

Medicare Part B costs:

· Charges over the amount Medicare allows – “Part B Excess Charges

· Durable medical equipment

· Foreign travel emergency care (lifetime plan limits apply)

· Medicare Part B coinsurance and copays

Be advised that the Part B deductible will not be covered by Medigap Plan G.

Plan G Cost

Insurance companies consider age, gender, location, and tobacco use when setting Medicare Plan G rates. When considering age, they use one of three methods:

  • Attained age: Premiums for Medicare Supplement Plan G increase yearly based on age.
  • Issue age: Your premium is based on your age when you enroll in Medicare Plan G.
  • Community-Rated: Everyone joining Medigap Plan G pays the same regardless of age.

Here’s an idea of what a 65-year-old woman, a nonsmoker, might pay for Medicare Supplement insurance Plan G:

Medigap PlanPremium Gender/AgeState
Plan G$105.62Male age 65TX
Plan F$195.00Female age 70OH
Plan N$91.46Female age 65PA
High Gn/an/aFL
Plan A$185.93Male age 65CA
Rates are subject to Medicare Part B start date, and or medical underwriting.

Medicare Supplement insurance Plan G is the most popular plan for those brand new to Medicare.

Here’s why:

  • It’s the most comprehensive coverage available for those new to Medicare.
  • It’s a great value when you compare benefits to cost.
  • Plan G covers Medicare Part B excess charges, which means there’s no network limitation.
  • Plan G fills in all gaps to Original Medicare except for the Part B deductible, so you have no other out-of-pocket costs to pay.
  • Like all Medicare Supplement insurance plans, you’re guaranteed acceptance if you enroll in Medicare Plan G when you first become eligible for Medicare.

Does Plan G cover Medicare Part B Deductible?

Plan G coverage does not include the Part B deductible. For those whose Medicare start date is Jan. 1, 2020, no Medicare Supplement plan covers the Part B deductible.